Divorce Financial Planning: Understand What Your Settlement Actually Means

A divorce financial planner analyzes your assets, debts, and financial situation to help you understand the long-term implications of divorce settlements. They provide expert guidance on asset division, retirement accounts, tax implications, and post-divorce budgeting to ensure you make informed financial decisions.

Yes. Working with a divorce financial planner before filing gives you a clear understanding of your financial situation, helps you set realistic goals, and allows you to enter negotiations prepared. Early planning often leads to better outcomes and reduced stress.

We offer both flat-fee and retainer-based services. Our fees start at $3,500. Once we learn more about your financial situation, we will be able to give you an idea of what the cost will be.

No. Divorce has financial implications at every income level. A CDFA helps you make informed decisions whether you are dividing a modest retirement account or a complex portfolio. The goal is to protect your financial future regardless of the size of your assets.

We do not take the place of an attorney and do not provide any legal advice. We look at your case through a financial planning lens with an emphasis on managing financial risk, limiting tax inefficiency, and minimizing administrative expenses.

Yes. We regularly collaborate with attorneys and mediators, and can serve as a financial neutral if you're using mediation. Our team handles the financial analysis so your attorney can focus on the legal strategy.

A Certified Divorce Financial Analyst (CDFA) has extensive training and ongoing continuing education requirements related to financial planning in the context of divorce. Knowledge of the specific divorce-related issues varies widely amongst general financial advisors and is often limited.

Often yes, though many clients work with a CDFA who also becomes their ongoing financial advisor once the divorce is final. During divorce, a CDFA helps you evaluate settlement options and avoid costly mistakes. Afterward, that relationship can continue as long-term wealth management through our sister company, Intentional Wealth Partners, so you do not have to start over with someone new.

Yes, we work with clients in all 50 states as we do not provide legal advice, we provide financial advice. With that said, there are times when we may recommend a local CDFA if we think it would be a better fit for your specific needs. The best way to know is to schedule a complimentary call to discuss your case. 

Intentional Divorce Solutions provides CDFA services throughout Ohio, in person from our Cleveland-area office in Middleburg Heights and virtually. You can also search the Institute for Divorce Financial Analysts (IDFA) directory to compare practitioners. If you would like to talk through your situation first, schedule a complimentary call.

We offer post-divorce financial planning and investment management services through our sister company, Intentional Wealth Partners. Visit www.intentionalwealthpartners.co to learn more.

Schedule a free, no-obligation call with our team to walk through your situation and see if working together is a good fit. Click here to schedule a complimentary call.

Everything can be done remotely: video calls, secure document sharing, and e-signatures. Many clients prefer the flexibility, especially during a stressful time. The process is the same whether you're local to Cleveland or anywhere else in the country.